Accucard Credit Card
Review:
Accucard credit card was the original create it credit card and in fact is the business name of create services who are responsible for many of the user configurable cards.. This is where the user has the ability to change various options on their credit card to suit the way they use it. For example, if you pay your credit card balance off monthly, then by choosing a higher APR (which you wont pay because there will be no outstanding balance) you can get higher cash back rewards.
Accucard credit card was the original create it credit card and in fact is the business name of create services who are responsible for many of the user configurable cards.. This is where the user has the ability to change various options on their credit card to suit the way they use it. For example, if you pay your credit card balance off monthly, then by choosing a higher APR (which you wont pay because there will be no outstanding balance) you can get higher cash back rewards.
| *PLEASE NOTE: THIS PAGE IS A SNAPSHOT OF WHAT WAS AVAILABLE ON 30th JUNE 2006 WHEN THIS CARD WAS LAST OFFERED TO THE PUBLIC. IT IS FOR INFORMATION PURPOSES ONLY AND IS NO LONGER OFFERED! | |
| Type | MasterCard |
| Cash Back | up to 0.5% on purchases |
| Online application and management | yes |
| Introductory offers: | |
| Balance Transfers | 0% for 6 months subject to conditions. Must be transferred within 6 months of activating your Accucard credit card. |
| Purchases | n/a |
| Long term APR (Standard Typical rate) |
Typical APR 13.9% VARIABLE:
from 9.8% p.a. VARIABLE with £10 annual fee (11.6%APR) |
| Cash Advances (withdrawals) |
£2 or 2% whichever is greater. rates from 11.6%APR-19.9%APR depending on configuration chosen and your personal credit history. |
| Minimum Repayment | £5 or 2% of your balance transfers plus the larger of £5 or 2% of other balances. Whichever is the greater. |
| Annual Fee | £0-£10 depending on configuration |
| non sterling transactions | 2.75% of the amount of the transaction (including the purchase of foreign currency and travellers' cheques) |
| Credit Limit | |
| Other fee's |
£5 for copies of non-current statements. £20 for late payments, returned payments, or if you go over your credit limit. |
| Credit Card Cheques | yes. |
 ACCUCARD
CREDIT CARD: APPLY NOW |
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Accucard credit card Other Facts:
You can change your card features for free three times in any
12 month period. There is a £10 administration fee for each further change.
Instant online decision on
most applications
Full online customer service
access and account management, 24/7 as well as by email and freephone.
Online balance transfers
Purchase guarantee, so you
never pay for any unauthorised transactions, either online or offline
FREE issue of additional credit card
Up to 51 days' Interest Free
Credit on purchases
FREE travel personal accident
insurance
FREE purchase protection
insurance covers against loss or damage to most goods bought with your card
Emergency credit card replacement -
couriers a new card to you anywhere in the world
Emergency cash advance - from
£50 to £500 anywhere in the world
Accepted at over 21 million
outlets and over 529,000 ATMs worldwide
To make things a little easier you can choose from three pre-configured options.
HI-VALUE:
lowest interest rates starting at 9.9% p.a. (11.5%APR) variable
Electronic statements
On-line account management
No CashBack rewards
£10 annual fee
credit card Smart chip security
FLEXIPLAN:
lower interest rates - to trade off with.
Electronic statements
On-line account management
No CashBack rewards
No annual fee
credit card Smart chip security
CASHBACK:
Maximum CashBack rewards, up to 0.8% on purchases
Traded off against a slightly higher interest rate
Electronic statements
On-line account management
No annual fee
credit card Smart chip security
To apply for an Accucard credit card you must meet the following criteria:
Have a permanent UK address,
Be aged 18 or over, subject to status
Have a gross annual income of at least £5,500
Be free of any county court judgments
Accucard Credit Cards are issued by Lloyds TSB Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN.
To make things a little easier you can choose from three pre-configured options.
HI-VALUE:
lowest interest rates starting at 9.9% p.a. (11.5%APR) variable
Electronic statements
On-line account management
No CashBack rewards
£10 annual fee
credit card Smart chip security
FLEXIPLAN:
lower interest rates - to trade off with.
Electronic statements
On-line account management
No CashBack rewards
No annual fee
credit card Smart chip security
CASHBACK:
Maximum CashBack rewards, up to 0.8% on purchases
Traded off against a slightly higher interest rate
Electronic statements
On-line account management
No annual fee
credit card Smart chip security
To apply for an Accucard credit card you must meet the following criteria:
Have a permanent UK address,
Be aged 18 or over, subject to status
Have a gross annual income of at least £5,500
Be free of any county court judgments
Accucard Credit Cards are issued by Lloyds TSB Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN.
Accucard Credit Cards are issued by Lloyds TSB Bank plc.
Important: The Accucard UK credit cards featured on this site are intended for use only by consumers who are resident in the United Kingdom.
