American Express UK Credit Cards

PLEASE SELECT AN AMERICAN EXPRESS CREDIT CARD
>>>RED	typical 12.9%APR variable up to 1.25% of spend donated to Global Fund chance to win an experience of a lifetime prize every three months
	Balance Transfers 16.9 % p.a. (variable) handling fee of up to 3% may be charged
	Purchases: Typical 16.9% APR (variable)
>>>BUSINESS GOLD CHARGE CARD	NO PRE-SET CREDIT LIMIT RANGE OF BENEFITS FOR THE BUSINESS USER SET GLOBAL LIMITS ON INDIVIDUAL CARDS UP TO 30% DISCOUNTS REWARD POINTS
>>>PLATINUM	5% cash back on all purchases subject to conditions for the 1st 3 months. After the introductory period up to 1.5% is paid £20,000 MINIMUM INCOME REWARD POINTS
	Balance Transfers 18.9 % p.a. (variable) may be subject to a 2% handling fee
	Purchases: Typical 18.9% APR (variable)
>>>NECTAR	Earn up to 4 points for every £1 you spend at a participating sponsor. 1000 bonus points with your first purchase
	Balance Transfers 15.9 % p.a. (variable) may be subject to a 2% handling fee
	Purchases: Typical 15.9% APR (variable)
>>>VIRGIN ATLANTIC	Earn Flying Club Miles
	0% p.a. on balance transfers for 6 months from opening your new account 2% handling fee (minimum £3, max. £50)
	typical 17.9% APR variable

Review:
American Express operates in over 130 countries around the globe. Established in 1850 in New York, American Express Company was among the first and most successful express delivery businesses in United States. Although in its early years American Express was not itself a financial services company, its largest and most consistent clients were banks. Eventually American Express scaled down its parcel and freight delivery business and began dealing in its own financial products. In 1882, American Express launched the money order business, which proved an almost instant success. The company introduced the world’s first travellers cheque in 1891 and within ten years was selling more than $6 million in cheques a year. In 1895, the company established its first European office in Paris. American Express issued its first charge card in 1958. Within five years, more than 1 million cards were in use at approximately 85,000 establishments within and outside the United States. Amex is a world leader in providing charge and credit cards to consumers, small businesses and corporations. It is the world's largest travel agency, offering travel and related consulting services to individuals and corporations around the world and one of the leading financial planning companies in the United States. American Express has established a brand that is built on the 'SAYS MORE ABOUT YOU THAN MONEY EVER CAN' approach. This means it targets the the higher earners and less risky consumers who are more concerned with the brand and its status statement than what it offers. That's not to say that their range of cards isn't competitive in the large credit card market place.