American Express NECTAR Credit Card
A credit card designed for collectors of nectar points.
What are nectar Points?
Very simply the Nectar scheme is a reward points system for your spending. Where the retailer is participating in the scheme you will receive points that can be redeemed for actual goods, services or money off off goods and services. For the full range of offers see the Nectar company website itself. The company has been running the points system since September 2002 and some of the biggest high street names are part of the scheme.
With the Amex Nectar card you can also double the points you earn at Nectar Sponsors. Simply hand over your Nectar loyalty card and your new Nectar Credit Card at participating Sponsors and you’ll earn up to 4 points for each £1 you spend.
What are nectar Points?
Very simply the Nectar scheme is a reward points system for your spending. Where the retailer is participating in the scheme you will receive points that can be redeemed for actual goods, services or money off off goods and services. For the full range of offers see the Nectar company website itself. The company has been running the points system since September 2002 and some of the biggest high street names are part of the scheme.
With the Amex Nectar card you can also double the points you earn at Nectar Sponsors. Simply hand over your Nectar loyalty card and your new Nectar Credit Card at participating Sponsors and you’ll earn up to 4 points for each £1 you spend.
| Type | American Express (AMEX) |
| Online application and management | access your account any time of the day or night via the internet. View statements and transactions. |
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| REPRESENTATIVE EXAMPLE | |
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19.9% APR representative variable 19.9% p.a. variable on purchase £1,200 credit limit |
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| Introductory offers: | |
| Balance Transfers:
19.9% APR representative variable may be subject to a 2% handling fee Purchases: 19.9% APR representative variable |
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| Cash Advances (withdrawals) | 25.9%APR |
| Minimum Repayment | £5 or 2.5% whichever is greater. |
| Annual Fee | No annual fee To qualify for the no annual fee rate you must spend £500 or more in the 12 months preceding your card anniversary date. If you do not achieve this figure an annual charge of £15 will be made |
| Interest free period | up to 56 days |
| Credit Limit | up to £150,000 |
| Minimum income required | £20,000 |
| Fee's: 2.5% of the amount of any Cash Withdrawal or £2.50 whichever is greater 2.73% for foreign currency transactions copy statement: £5 for an additional copy of each statement £3 for each copy of a record of Transactions £8 for late payments, returned payments or if you go over your credit limit |
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| Payment due | 25 days after statement date |
| Apply Now: Click Here | |
| >>>write a comment on this credit card M Slade wrote: I applied for the nectar American express credit card and was declined even though , I have never missed a payment in my life, and have no adverse information on my credit file. I earn in excess of £160k per annum and own my own home. I have a few recent searches when my bank upgraded my account to hsbc premier banking, But nothing else. Yet I have friends who earn £30k per annum , and have missed payments on their file, and they have been accepted for the card with a £13k credit limit? Why? |
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Other Facts:
√ 24 hour card replacement
√ online fraud protection
√ purchase projection
√ refund protection
√ minimum credit limit of £700
to apply you need to meet the following requirements:
be 18 or over
hold a current UK Bank or Building Society account.
Earn £20,000 or more total household income (i.e. personal income plus partner income).
have a permanent UK home address.
have no County Court Judgements for non-payment of debt.
be trading for more than a year if self-employed.
√ 24 hour card replacement
√ online fraud protection
√ purchase projection
√ refund protection
√ minimum credit limit of £700
to apply you need to meet the following requirements:
be 18 or over
hold a current UK Bank or Building Society account.
Earn £20,000 or more total household income (i.e. personal income plus partner income).
have a permanent UK home address.
have no County Court Judgements for non-payment of debt.
be trading for more than a year if self-employed.
Important: The American Express UK credit cards featured on this site are intended for use only by consumers who are resident in the United Kingdom.
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