Platinum Credit Card from Amex



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AMERICAN EXPRESS PLATINUM CREDIT CARD
Type American Express (AMEX)
Cash Back

5% cash back on all purchases subject to conditions for the 1st 3 months.
After the introductory period up to 1.5% is paid

0.5% For amounts up to £3,500;
1% For amounts from £3,501 to £10,000;
1.5% For amounts in excess of £10,001;
minimum balance must be cleared for each qualifying month.
Online application and management yes 24/7
Introductory offers:
Balance Transfers: 18.9 % p.a. (variable)
may be subject to a 2% handling fee
Long term APR (Standard Typical rate) Purchases: Typical 18.9% APR (variable)
Cash Advances (withdrawals) 21.9%APR Including transaction charge (1.57% monthly)
£200 every 7 days (up to 20% of your Credit Limit)
Cash Withdrawal fee is the higher of £2.00 or 2.0%.
Minimum Repayment £5 or 3% whichever is greater.
Annual Fee No annual fee
To qualify for the no annual fee rate you must spend £500 or more in the 12 months preceding your card anniversary date. If you do not achieve this figure an annual charge of £15 will be made
Interest free period up to 56 days
Credit Limit up to £150,000
Minimum income required £20,000
Fee's conversion commission of 2.73% on foreign charges
There is a 3 fee for copies of records of transactions and a 5 fee for copies of statements
Payment due 25 days after statement date
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American Express Platinum credit card Other Facts:
√ Refund protection
if a UK retailer refuses to refund you for any covered goods within 90 days of purchase Amex promises to refund you. Applies to undamaged goods only and starts where any insurance or merchant returns policy leaves off. Up to £200 per item and £750 per Card Account. Subject to exclusions and conditions.

√  Purchase Protection insures against accidental damage and theft. excess applies

√ online fraud guarantee

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Important: The American Express UK credit cards featured on this site are intended for use only by consumers who are resident in the United Kingdom.
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