Barclaycard Flexi-Rate
Not so long ago the DIY credit card that allowed you to change the way
the credit was configured to suit your current circumstances was all the
rage. That type of setup now seems to have gone out of fashion. In a similar theme
was the original Barclaycard Flexi-Rate of early 2007. Here the
long term standard rate changed according to how much of your outstanding
balance you chose to pay off each month. The more you paid, the less you
paid, so to speak. However the nature of this card has changed since it
first hit the market place and now the card offers very competitive
terms but the flexi name is somewhat misleading. It no longer has a
sliding scale of rates for new customers. Please read the details below
for the correct new terms.
| Type: VISA Online application and management |
| Introductory offers: |
REPRESENTATIVE EXAMPLE Long term APR (Standard typical rate): 16.9% APR representative variable 16.9% p.a. variable on purchase £1,200 credit limit Balance Transfers: 0% for 1st 9 months of opening your account. 3% handling fee applies. (minimum £2.50) Purchases: 9.9%-16.9% APR representative variable |
| Cash Advances (withdrawals): 27.9% APR representative variable |
| Minimum Repayment: 2.25% or £5 (whichever is greater) |
| interest free period: up to 56 days (does not apply to balance transfers, cash advance or cheques) |
| Payments you make will be applied to your account in the following order:
|
| Annual Fee: no |
|
Fee's: Cash, balance transfers and cheques: 2.5% (min. £2.50) Overseas transactions: 2.75% Copies of statements: £3.00 Copies of transactions: £5.00 Default charges Late payment fee: £12 Over credit limit fee: £12 Returned payment: £12 |
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| >>>write a comment on this credit card |
Other Facts:
To apply you must be over 21 years old, a UK resident and not have a Barclaycard currently.
Secure shopping with identity protection information
online fraud cover
Emergency help when travelling abroad
Barclaycard travel service offers exclusive deals
Emergency cash advance and credit card replacement service
optional Text alerts five days before payment is due
24 hour helpline
To apply you must be over 21 years old, a UK resident and not have a Barclaycard currently.
Secure shopping with identity protection information
online fraud cover
Emergency help when travelling abroad
Barclaycard travel service offers exclusive deals
Emergency cash advance and credit card replacement service
optional Text alerts five days before payment is due
24 hour helpline
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