Barclaycard OnePulse Credit Card

A genuinely new concept in the progression of credit cards. With this product you no longer have to worry about cash for small items or having to remember your pin number. At participating retailers you simply swipe your card across the card reader and the whole transition is completed in seconds. There is nothing else to do, no signature required and no need for punching your PIN number into the terminal interface. Currently only transactions for £10 or less can be transacted in this manner. (as a security check every so often you will be asked to input your PIN number)
To add further to this products attraction it can also be used to replace your existing Oyster card (currently used for transport in London). Just as your oyster card is preloaded and used to swipe across terminal card readers that automatically deduct payment so the OnePulse will hold your travelcards and passes. Indeed it gives even more benefits since it can be set to automatically load the card with £20 or £40 as it falls below £5 of pre-loaded Oyster credits. Oyster is used in London on the Tube, DLR, bus and tram.
And don't forget even with the above benefits it still remains a traditional credit card.

Use for cashless payments where you see the wave sign:

Type: VISA
5% cashback on TfL spend and 0.5% cashback on all other spend until 31st December 2009 (up to £15 cashback per month).

Balance Transfers: 0% interest on balance transfers for 12 months from account opening
(2.5% handling fee applies)

Purchases: 12.4% APR (variable)
Long Term standard rate: Typical 12.4% APR (variable)

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up to 56 days interest free credit

Cash Advances (withdrawals): 27.9% APR variable
Minimum Repayment: 2.25% or £5 (whichever is greater)
Annual Fee: no

Fee's:
Cash, balance transfers and cheques: 2.5% (min. £2.50)
Overseas transactions: 2.75%
Copies of statements: £3.00
Copies of transactions: £5.00
Default charges Late payment fee: £12
Over credit limit fee: £12
Returned payment: £12

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Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorised and regulated by the Financial Services Authority. Registered in England No: 1026167. Registered Office: 1 Churchill Place, London E14 5HP

Other Facts:

up to 56 days interest free credit

total Fraud Protection

Purchase Delivery Protection (not for second-hand goods and services)

Emergency help when travelling abroad

Travel offers

Emergency cash advance and credit card replacement service

Text alerts five days before payment is due (opt in required)

24 hour helpline

Retailer discounts