Cahoot Credit Card

Review:
Cahoot is part of the Abbey National Group offering online services including credit cards, loans and banking. All services have full online management and 24 customer care service. Cahoot credit card is tailored very much to your credit rating and the limit you want to apply for meaning rates will vary according to your personal circumstances. As is usual with any online credit card making balance transfers can be easily setup. Balance transfers are charged at the same rate as purchases. Main selling point of Cahoot is the typical standard long term rate which is one of the best on the market. Cahoot are an online only company and cannot be found on the high street. There are no standard cashback offers but they do have different selected cash back offers that change over time.

Cahoot credit card Other Facts:

The Cahoot Webard: With the Cahoot webcard your credit card details never need to be given out online. Its a virtual credit card. To use your cahoot webcard you must have a cahoot current account or credit card account.

Mobile phone banking

up to 46 days interest free credit if you pay your balance in full and on time.

Receive personalised account alerts via email and mobile text messaging.

Cahoot purchase protection insurance provides free automatic cover for most items purchased with your Cahoot card costing a total of £50 or more and purchased in the same transaction for up to £3,500 during the period of the insurance. Items are protected against loss, theft or accidental damage for a period of 90 days from the purchase date. To be eligible for cover, you must be resident in the United Kingdom or the Isle of Man at the start date and be so continuously throughout the period of insurance. Some circumstances are not covered such as goods or items delivered by mail or courier until received by you; failure or inability of any equipment or any computer program to recognise or correctly to interpret or process any date as the true or correct date or to continue to function correctly beyond that date; theft from any unattended vehicle unless the purchased item(s) were hidden from view; loss/damage/theft that occurs more than 90 days from the purchase date; normal wear and tear; inherent product defect; electrical or mechanical breakdown of the purchased item(s).

Requirements for Cahoot credit card:
permanent resident (for at least the last 3 years) of the United Kingdom (which excludes the Channel Islands and the Isle of Man) at the time of making your application.
You are not currently bankrupt or have had a court order for debt against you.
You must have a valid personal email address.

Other Fee's :
Duplicate Statements are £2 per statement period.
Duplicate Voucher are £2 per voucher.
Late Payment fee £25
Returned Payments fee £25
Over limit fee £25
If you use your card abroad, each transaction will be subject to an Overseas Commission Charge of 2.25%APR In addition to the cash advance fee.
Cahoot is a division of Abbey National plc. Registered Office: Abbey National House, 2 Triton Square, Regent's Place, London, NW1 3AN. Abbey National plc is registered in England, registered number 2294747.