Platinum Credit Card from Citi

CITI PLATINUM CREDIT CARD

Established in 1812 the CITI group is the largest financial services company in the world today. Operating in more than 100 countries with over 200 million clients and with a workforce exceeding 300,000.

Type	MASTERCARD
Cash Back	up to 3% option
Online application and management	yes
Introductory offers:
Balance Transfers	Balance Transfers: 0% pa for up to 12 Months on balance transfers (fee of 3%, min £5) OR 4.9% for the life of the transfer offer dependent on configuration chosen
Purchases
STANDARD TYPICAL RATE	Long Term Rate: Typical 16.9% or 17.9%APR variable (depends on configuration)
Cash Advances (withdrawals)	17.5% per annum, 2% handling fee minimum £5
Minimum Repayment	3% or £5 (whichever is greater)
Annual Fee	none
Credit Card Cheques	yes
Credit Limit	£500 minimum, maximum subject to status
Interest free period	up to 56 days for purchases paid in full. Does not apply to days for cash advances, credit card cheques balance transfers and Citi Flex Payments.
Foreign Exchange	Foreign Exchange 2.75% exchange fee on non-sterling transactions
Fee's	Balance Transfers: Up to 2% of the balances transferred (we will always tell you if there will be a fee and how much it will be in advance) Duplication Statement: £1 for a copy of a statement Authorised Sales Voucher: £10 for a copy of an authorised sales voucher Personal Information: £10 for a copy of the information we hold about you and your account Late Payment Fee (failure to make the minimum requested payment to your account by the payment due date): £12 Overlimit Fee (charge for exceeding your agreed credit limit at any time): £12 Return Fee (charge applied when a direct debit, cheque or other item is not paid when presented): £12 Insufficient Funds (charge applied if there are insufficient funds on your account to cover a credit card cheque that you have issued on your account): £12
Website

CITI credit card Other Facts:

Internet Fraud Guarantee when you use your CIT Platinum Credit Card online

Price Match Guarantee, If you purchase an item using your card and find it cheaper
elsewhere within 60 days, CTI will refund the difference.

Extended Warranty, Gives you an extra 12 months warranty on all electrical items purchased with your card.

Purchase Protection on All products that you buy with your card against theft or accidental damage.

Citi is a trading style of CitiFinancial Europe plc
Registered Office: CitiFinancial Europe plc, 87 Castle Street, Reading RG1 7DX.
Ultimately owned by Citigroup Inc., New York, USA.

Important: The CITI UK credit cards featured on this site are intended for use only by consumers who are resident in the United Kingdom.

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