CREATE CARD CREDIT CARD
Review:
Create Card
is brought to the market by Lloyds TSB who are responsible for several of the do-it-yourself cards currently on the market, the original being Accucard. The main idea of the cards being that they are configured to how you actually use your credit card and can reconfigured as your habits change. You get the choice to change the amount of cashback, interest rate and/or annual fee to suit. Cashback is only earned on purchases, any amounts owing are paid on the 12th statement. You can apply for a Create Card even if you currently own another Lloyds credit card. The Create Card
allows for one extra account holder to be added. there are also benefits for setting up a direct debit payment such as lower interest rates or more cashback rewards.
Create Card
is brought to the market by Lloyds TSB who are responsible for several of the do-it-yourself cards currently on the market, the original being Accucard. The main idea of the cards being that they are configured to how you actually use your credit card and can reconfigured as your habits change. You get the choice to change the amount of cashback, interest rate and/or annual fee to suit. Cashback is only earned on purchases, any amounts owing are paid on the 12th statement. You can apply for a Create Card even if you currently own another Lloyds credit card. The Create Card
allows for one extra account holder to be added. there are also benefits for setting up a direct debit payment such as lower interest rates or more cashback rewards.
| *PLEASE NOTE: THIS PAGE IS A SNAPSHOT OF WHAT WAS AVAILABLE ON 30th JUNE 2006 WHEN THIS CARD WAS LAST OFFERED TO THE PUBLIC. IT IS FOR INFORMATION PURPOSES ONLY AND IS NO LONGER OFFERED! | |
| Type | MasterCard |
| Cash Back | up to 0.5% |
| Online application and management 24/7 | yes Includes being able to change your configuration and create card credit card design |
| Introductory offers: | |
| Balance Transfers | 0% for 1st 6 months and transferred within 6 weeks of activating your account. |
| Purchases | n/a |
| Long term APR (Standard Typical rate) |
typical 13.9%APR variable from 9.8% p.a. VARIABLE with £10 annual fee (11.6%APR) |
| Cash Advances (withdrawals) | handling fee of 2% or £2 on cash advances (whichever is greater) |
| Minimum Repayment | minimum payment £5 or 2% whichever is greater |
| Annual Fee | £0-£10 paying an annual fee and receiving a lower interest rate is known as the RATEBUSTER. |
| Other Fee's |
£20 missing the minimum payment by the date shown on the statement £20 if your account balance is over the credit limit on a statement date £2 for each replacement statement you request £6 each time your request a copy transaction record |
| Credit Limit | |
 Create Card
- APPLY NOW |
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Create Card credit
card Other Facts:
Free Travel Accident Insurance:
Use your Create Card to buy travel tickets and you're covered against accidents to the tune of £50,000.
Commission Free Travel Currency:
Create Card also supplies commission free travel money and you can have your travellers cheques or currency delivered to your door for a fee of £4.50 (a non sterling transaction fee of 2.75%APR Is payable on all foreign currency and travellers cheques).
Free Purchase Insurance Protection
You're covered for up to £2500 per item against accidental damage, loss or theft anywhere in world for up to 90 days after you have bought it.
change your
configuration three times in any year for free, £10 per change thereafter
internet
fraud cover
paper
statements can be requested by post and you can also print straight from the
internet via your account
Use your Create Card to buy travel tickets and you're covered against accidents to the tune of £50,000.
Create Card also supplies commission free travel money and you can have your travellers cheques or currency delivered to your door for a fee of £4.50 (a non sterling transaction fee of 2.75%APR Is payable on all foreign currency and travellers cheques).
You're covered for up to £2500 per item against accidental damage, loss or theft anywhere in world for up to 90 days after you have bought it.
The Create Card is issued by Lloyds TSB Bank plc. Registered office: 25 Gresham Street , London EC2V 7HN.
Create Services Ltd of 125 Shaftesbury Avenue , London WC2H 8AD
Important: The Create Card UK credit cards featured on this site are intended for use only by consumers who are resident in the United Kingdom.
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