The Abbey Zero Credit Card

> 0% foreign exchange fee
If you’re travelling abroad, using your Abbey Zero card is a great option. Use it while you’re away to pay for everything from coffee and croissants, to sightseeing trips and take comfort in paying no additional fees.

> 0% cash advance fee
It’s reassuring to know that if you ever unexpectedly need cash from an ATM, you’ll pay zero fees for cash withdrawals

Type	MasterCard
Reward Points
Cash Back	no
Online application and management	yes 24/7
REPRESENTATIVE EXAMPLE
17.9% APR representative variable 17.9% p.a. variable on purchase based on a £1,200 credit limit
Introductory offers:
Balance Transfers: 0% for first 17 months. 3% handling fee (minimum £5). Purchases: 0% for 3 months from first activating your account.
Cash Advances (withdrawals)	A handling fee of 1.75% or minimum £2.50 whichever is greater. APR of 27.9%
Minimum Repayment	£5 or 2.25%, Whichever is the greater.
Annual Fee	no annual fee
Interest free period	up to 56 days if your balance is paid by the due date for purchases
Other fee's	£5 for each copy of a statement £5 for each copy voucher £10 dormancy fee £12 for going over your credit limit. £12 if your payment is late £12 if your payment is returned. £25 if you do not inform us of a change of your details and we have to trace you.
Credit Card Cheques	yes.
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