CAPITAL ONE PROGRESS CREDIT CARD

Representative Example
  29.9% APR representative variable
29.94% p.a. variable on purchase
£1,200 credit limit
(as low as 17.9% p.a. possible within 36 months)

Balance Transfers: as long term/standard rate
Purchases: 29.94% APPLY NOW

Simply stay within your credit limit and make your minimum repayments on time, and...

After 6 months, Capital One will reduce your balance transfer, purchase and cash withdrawal interest rates by 2% - so, your initial rate of 29.9% p.a. variable will reduce to 27.9% p.a. variable.

Then every 6 months, as long as you stay within your credit limit and make all minimum payments on time, Capital One will reduce your rate by another 2%.

The lowest your rate can reduce to is 17.9% p.a. variable. and this will be after 36 months

What happens after I reach 17.9% p.a. variable?

Your account will continue at this rate and will be subject to the standard terms and conditions.

What happens if I miss a payment?

If you do Capital One won't increase your rate and you can still qualify for the next rate reduction.

Credit Limit up to £2500