Tesco Store Credit Card

When it comes to superstores and large retail companies they don't come much bigger than the every growing Tesco plc. Originally a grocery store dating back to 1924 but now with an ever growing number of areas of diversification, including the world of finance. As the saying goes, ever little bit helps, and that's the motto carried forward into their credit card offering. Every time you spend with your card you earn Tesco club points with the card itself used as your points cards for other Tesco store purchases.

Type: MASTERCARD
Online application and management

Introductory offers:

Balance Transfers: 0% for 6 months from account opening
(2.0% handling fee during the first 4 months from account opening.)

Purchases: 0% for the first 12 months

Long term APR (Standard typical rate): Typical 16.9% APR (variable)

Cash Advances (withdrawals): 3% APR variable minimum £3

Minimum Credit Limit: £250

Minimum Repayment: 3% or £5 (whichever is greater)

interest free period:
Maximum 51 days for purchases if you pay your balance in full and on time, and have paid the previous month’s balance in full and on time.
There is no interest free period on cash advances or money transfers.

Payments you make will be applied to your account in the following order:
1. Interest on special offers (excluding Tesco Buy Now – Pay Later)
2. Other interest, any fee and charges
3. Special Offers
4. Balance Transfers, Purchases and Promotional Cheques
5. Cash Advances and Money Transfers
6 'Tesco Buy Now – Pay Later' special offers shown on any statement

Annual Fee: no

Fee's:
Foreign Exchange: 2.75% exchange fee (including purchases of foreign currency and travellers' cheques).
Returned Cheque/Payment £12

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Other Facts:

Clubcard points on all spending (1 point for each £4)

Buy Now, Pay Later enables UK Tesco Credit Card holders (excluding Tesco Business Credit Card holders) to make purchases from Tesco Direct on a range of selected items over £250, interest free for 6 months³.

Card replacement if lost

Up to 51 days interest free credit on all purchases if you pay

No annual fee

Manage your card online

Around the clock service

Accepted wherever you see the MasterCard sign in over 24 million locations worldwide

You can Protect your credit cards with Tescour comprehensive cover plans