MBNA Platinum Plus



Quite simply MBNA is the largest credit card lender in the world and the recognised leader in affinity credit card marketing. MBNA actually provides a wide range of financial products of which the MBNA credit card is one. In 1993 MBNA opened its UK headquarters in Chester with a workforce of over 3100 and more than 5 million customers.

NOTE THAT THE REWARDS CARD AND THE PLUS CARD ARE CURRENTLY IDENTICAL BUT TH PLUS CARD HAS NO REWARD POINTS. SO THERE IS NO REASON NOT TO GO FOR THE REWARDS CARD.
Type: MasterCard - Platinum Plus
Online application and management, 24/7 full online facilities.
Introductory offers:
PLATINUM PLUS
Balance Transfers: 0% for 13 months on balance transfers made in the 1st 90 days
2.9% handling fee (minimum £3) 

Purchases: 0% on card purchases for 3 months
0% on money transfers until May 2010 on transfers from your credit card to your current account (4% handling fee).
Long term APR (Standard Typical rate) Typical 15.9% APR variable
selectPLATINUM PLUS:; APPLY NOW
PLATINUM PLUS WITH REWARD POINTS
Balance Transfers: 0% for 13 months on balance transfers made in the 1st 90 days
2.9% handling fee (minimum £3)

Purchases: 0% on card purchases for 3 months
Long term APR (Standard Typical rate) Typical 15.9% APR variable
selectPLATINUM PLUS WITH REWARD POINTS:  APPLY
Cash Advances (withdrawals)

24.9% whichever is greater

Minimum Repayment: 3% (minimum of £5) if balance is more than £25. Full payment if your balance is £25 or less.

no annual fee
Cash transactions: 27.9% p.a. (variable)

Handling fees:
Balance transfers: 2.9% (min. £3)
Cheque transactions: 2.9% (min. £3)
Money transfers: 2.9% (min. £3)
Cash transactions: 3% (min. £3)
Commission on foreign currency transactions: 2.99%

Defaulting on payment charge: £12

Up to 56 interest free credit on purchases
Credit Limit: Maximum available is £50,000
Credit Card Cheques: yes.
Reward Points: The Platinum plus is available with an option to add reward points. Earn one point for every pound you spend and redeem them for high street vouchers, wine, holidays, flights or even cash.
  • MBNA guarantee that if your application is successful the rate you apply for is the rate you’ll get - no exceptions!
     
  • N0 liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
     
  • Free 24 hour Customer Helpline

  • to apply you must be a UK resident and 18 years old or older

  • balance transfers made by phone

  • card accepted at 20 million retail outlets and over 630,000 ATMs

  • payment protection cover option
  • selectPLATINUM PLUS:  APPLY NOW selectPLATINUM PLUS WITH REWARD POINTS:  APPLY
    >>>write a comment on this credit card
    MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251.

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