Mint Credit Card

MINT is a business name of The Royal Bank of Scotland plc. A heavily marketed card perhaps best known for its unique design. The bottom right edge is cut into the shape of a curve which is called the MC2 design by Mint. One of the cards key benefits is the 24 hour support available to all its holders. Depending on your personal circumstances you will be offered a higher credit limit on tiered basis. These are alocated to different versions of the card and currently they are the Classic (maximum limit of £7,500), Gold (max £10,000) and Platinum (max £15,000). Mint also have a mobile service where for a fee you can obtain servies such as balance requests by simply texting a short number.

Type	MASTERCARD
Balance Transfers: 0% until 1st July 2009 2.9% handling fee 0% bonus offer until 1st March 2010 on balance transfers debited to your account during September 2009 (2.9% fee) Purchases: 0% until 1st December 2008
Long term APR (Standard typical rate)	Typical 14.9% APR variable
Cash Advances (withdrawals)	2.5% or £2.50 (24.942%)
Minimum Repayment	2.25% of your balance or £5 whichever is the greater.
interest free period	Up to 56 days interest free on purchase transactions only, where you have paid off two or more consecutive current statement balances in full and on time. (does not apply to money transfers or cheques)
Annual Fee	none
Fee's Foreign exchange transactions 2.75% Copy statements £3 Late payment and over limit fees are £12 Administration fee of £10 for dishonoured cheque or direct debit.
WEBSITE

Other Facts:

full online management including downloading statements and managing text alerts (Payment dates, personal reminders)

online fraud protection

additional card for partner

MINT+ offers on wine, prize draws, travel and leisure services