Mint Credit Card



mint credit cardMINT is a business name of The Royal Bank of Scotland plc. A heavily marketed card perhaps best known for its unique design. The bottom right edge is cut into the shape of  a curve which is called the MC2 design by Mint. One of the cards key benefits is the 24 hour support available to all its holders. Depending on your personal circumstances you will be offered a higher credit limit on tiered basis. These are allocated to different versions of the card and currently they are the Classic (maximum limit of £7,500), Gold (max £10,000) and Platinum (max £15,000).  Mint also have a mobile service where for a fee you can obtain services such as balance requests by simply texting a short number.

CLOSED TO NEW APPLICATIONS SINCE OCTOBER 2009
Type MASTERCARD
Balance Transfers:

as standard rate



Purchases:
n/a
Long term APR (Standard typical rate) n/a
Cash Advances (withdrawals)  2.5% or £2.50 (24.942%)
Minimum Repayment 2.25% of your balance or £5 whichever is the greater.
interest free period Up to 56 days interest free on purchase transactions only, where you have paid off two or more consecutive current statement balances in full and on time. (does not apply to money transfers or cheques)
Annual Fee none
Fee's
Foreign exchange transactions 2.75%
Copy statements £3
Late payment and over limit fees are £12
Administration fee of £10 for dishonoured cheque or direct debit.
WEBSITE

Other Facts:

full online management including downloading statements and managing text alerts (Payment dates, personal reminders)

online fraud protection

additional card for partner

MINT+ offers on wine, prize draws, travel and leisure services


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