Platinum Credit Cards!

Platinum and Gold credit cards usually require a higher credit rating and/or a higher level of income than normal credit cards. In return the cards offer benefits such as higher credit limits and other benefits and bonuses not found on the brands lower grade credit cards. Interest rates and fee’ may or may not differ from the standard credit cards being offered but these other benefits and concessions are your rewards for being a lower risk consumer.

CREDIT CARD	DETAILS
AMERICAN EXPRESS PLATINUM CREDIT CARD	2% CASHBACK £20,000 MINIMUM INCOME REWARD POINTS
	Balance Transfers 18.9 % p.a. (variable) may be subject to a 2% handling fee
	Purchases Typical 18.9% APR (variable)
BARCLAYCARD PLATINUM	Balance Transfers 0% for the first 14 months of activating your account for up to £5,000. 2.9% handling fee applies. (minimum £2.50)
	Purchases 0% APR for the first 3 months of you opening your account!
	Long Term Rate Typical 14.9% APR (variable)
BARCLAYCARD PLATINUM PURCHASES	Balance Transfers 6.5% p.a. for the life of the transfer for up to £5,000. no handling fee (introductory offer)
	Purchases 0% APR for the first 10 months of you opening your account!
	Long Term Rate Typical 15.9% APR (variable)
CAPITAL ONE PLATINUM MASTERCARD	Purchases0% until 1st March 2009 3% handling fee
	Purchases0% p.a. till 1st March 2009
	typical 9.9% APR variable
HILTON HHONORS	Purchases Typical 15.9% APR (variable)
HILTON HHONORS	Balance Transfers 0% for the first 6 months of opening your account 2% handling fee applies. (minimum £5)
MBNA PLATINUM	Balance Transfers 0% p.a. till your statement date in June 2009 applies also to transferring cash into your current account 2.9% handling fee (minimum £3)
	Purchases 0% till August 2008
	Purchases Typical 15.9% APR variable
MBNA PLATINUM + REWARD POINTS	Balance Transfers 0% till June 2009 2.9% handling fee (minimum £3)
	Purchases 0% till August 2008
	Purchases Typical 15.9% APR variable
MORGAN STANLEY PLATINUM CARD	3% cash back until 1st August 2007 Then: 1% cashback on the first £2,000 of purchases and 0.5% of all other purchases made in a particular year up to a maximum of £20,000
	Balance Transfers 3.9% p.a. until the 1st July 2010 1% handling fee (minimum £3, maximum £50).
	Purchases Typical 15.9% APR (variable)