Platinum Credit Cards!



Platinum and Gold credit cards usually require a higher credit rating and/or a higher level of income than normal credit cards. In return the cards offer benefits such as higher credit limits and other benefits and bonuses not found on the brands lower grade credit cards. Interest rates and fee’ may or may not differ from the standard credit cards being offered but these other benefits and concessions are your rewards for being a lower risk consumer.

CREDIT CARD DETAILS
AMERICAN EXPRESS PLATINUM CREDIT CARD
  • 2% CASHBACK
  • £20,000 MINIMUM INCOME
  • REWARD POINTS
  • Balance Transfers 19.9 % p.a. (variable)
    may be subject to a 2% handling fee
    Purchases Typical 19.9% APR (variable)
    BARCLAYCARD PLATINUM PURCHASES Balance Transfers 6.3% p.a. for the life of the transfer
    no handling fee (introductory offer)
    Purchases  12.4% APR variable.
    Long Term Rate  Typical 12.4% APR (variable)
    CO-OP PLATINUM Balance Transfers
    9.9% fixed for 1st 5 years
    Offer excludes balance transfers from other credit cards issued by the Bank.
    Purchases
    Typical 9.9% APR fixed for 1st 5 years
    Long Term Rate
    Typical 9.9% APR fixed for 1st 5 years
    MBNA PLATINUM Balance Transfers 0% for 13 months on balance transfers made in the 1st 90 days
    2.9% handling fee (minimum £3) 
    Purchases 0% on card purchases for 3 months
    Purchases Typical 15.9% APR variable
    MBNA PLATINUM + REWARD POINTS Balance Transfers 0% for 13 months on balance transfers made in the 1st 90 days
    2.9% handling fee (minimum £3)
    Purchases 0% on card purchases for 3 months
    Purchases Typical 15.9% APR variable


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