Platinum Credit Cards!

Platinum and Gold credit cards usually require a higher credit rating and/or a higher level of income than normal credit cards. In return the cards offer benefits such as higher credit limits and other benefits and bonuses not found on the brands lower grade credit cards. Interest rates and fee’ may or may not differ from the standard credit cards being offered but these other benefits and concessions are your rewards for being a lower risk consumer.

CREDIT CARD	DETAILS
AMERICAN EXPRESS PLATINUM CREDIT CARD	2% CASHBACK £20,000 MINIMUM INCOME REWARD POINTS
	Balance Transfers 19.9 % p.a. (variable) may be subject to a 2% handling fee
	Purchases Typical 19.9% APR (variable)
BARCLAYCARD PLATINUM PURCHASES	Balance Transfers 6.3% p.a. for the life of the transfer no handling fee (introductory offer)
	Purchases 12.4% APR variable.
	Long Term Rate Typical 12.4% APR (variable)
CO-OP PLATINUM	Balance Transfers 9.9% fixed for 1st 5 years Offer excludes balance transfers from other credit cards issued by the Bank.
	Purchases Typical 9.9% APR fixed for 1st 5 years
	Long Term Rate Typical 9.9% APR fixed for 1st 5 years
MBNA PLATINUM	Balance Transfers 0% for 13 months on balance transfers made in the 1st 90 days 2.9% handling fee (minimum £3)
	Purchases 0% on card purchases for 3 months
	Purchases Typical 15.9% APR variable
MBNA PLATINUM + REWARD POINTS	Balance Transfers 0% for 13 months on balance transfers made in the 1st 90 days 2.9% handling fee (minimum £3)
	Purchases 0% on card purchases for 3 months
	Purchases Typical 15.9% APR variable