Abacus Credit Card



this card was withdrawn in September 2007
Type VISA
Long term APR (Standard typical rate) Purchases: Typical 29.9% APR (variable)
Cash Advances (withdrawals)  
Minimum Repayment 5% of your balance or £5 whichever is the greater.
interest free period Up to 56 days interest free on purchase transactions only, where you have paid off two or more consecutive current statement balances in full and on time.
   
Annual Fee none
46.19% APR on cash and cheques
Cash/Cheque advance fee of 2.5% or £2.50, whichever is the greater.
Foreign transaction fee of 2.75% of the amount of any non-sterling transaction made abroad.
Default charges Late payment and over limit fees are £12.
Returned payment fee of £12 if a Direct Debit or cheque is not honoured.

Other Facts:

Free additional card holders

chip and pin security enabled

repayments can be made at your local post office

credit limit £250 to £2000

free additional card holder

to apply you will need to be over the age of 21 and live in the UK with a non-mobile phone number.
You must be on the electoral roll, not have an outstanding County Court Judgement or had one that cleared in the last year.





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