Alliance and Leicester Premier Direct Current Account



Review:
Alliance and Leicester are a UK-wide banking network with over 2,500 cash machines and full internet and telephone banking services (call centre handles 25 million calls a year). A recognisable high street brand Alliance and Leicester have over 5.5 million personal customers and a 3.3% share of the UK mortgage market. More pertinent is the 1.84 million current accounts held with the bank.

Alliance and Leicester Premier Plus Current ACCOUNT
selectAlliance and Leicester Premier Direct Current ACCOUNT - APPLY NOW
This account type Premier Plus Current Account.
Interest Rate:
  • Get a great rate on your savings, earn 6% gross p.a. /AER fixed for one year with a Premier Regular Saver when you move your banking to us using our Switching Service.
  • Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. After one year, 1% AER (variable) applies. Balances over £2,500 earn 0.10% AER (variable).
  • 0% EAR typical overdraft. No usage fees on arranged overdrafts for 12 months from when you open the account (new customers only). A usage fee of 50p a day (up to £5 a month) applies after that. Maximum overdraft limit is £2,000
  • online internet account management Access your savings and current accounts online
    Make transfers between your current account and your savings account
    View and cancel Direct Debits
    Set up, amend and cancel standing orders
    Pay bills and view statements
    Download your statements, for example into Microsoft Money or Quicken
    Order cheque books, foreign currency and travellers cheques
    If you have an Alliance & Leicester credit card, you can register for Credit Card Servicing.
    If you are 21 or over and can pay in at least £500 per month then you can apply today.
    Alliance and Leicester Premier Plus Current Account: Other Facts
    Fee's
    Monthly authorised overdraft fee: £0
    Monthly unauthorised overdraft charge after first £20:
    Day 1 No charge
    Day 2 £25 charge
    Day 3 No charge
    Day 4 No charge
    Day 5 £25 charge
    Paid item charge: £25 per item
    Failed transaction due to insufficient balance: £30 per item
    Administration fee for fixed term overdraft: £25
    Request to stop payment of a transaction: £10 per item
    Banker's drafts: £10 per draft
    Paper copy of monthly statement and document copies £5 per copy
    Special presentation of cheques £10 per item
    Same day electronic payment to another person's account in the UK £30
    Banker's reference £10
    Safe custody handling charge £10
    Safe custody withdrawal charge £10
    Under-funding fee (failure to pay the minimum monthly credit) £5 per month
    Cash withdrawals from abroad Subject to a 1.5% (minimum £1.50) cash advance charge, in addition to a conversion fee of 2.75% of the sterling value of the transaction

    Alliance and Leicester Premier Plus Current Account: Other Facts:
  • FREE annual worldwide travel insurance currently worth up to £80 (up to the age of 65).

  • The interest on the Premier Plus Current Account is calculated daily from the first working day after receipt into your account for cash and automated transfers, and three working days after receipt for cheques. Interest is calculated daily up to and including the day before withdrawal. Interest is credited to accounts monthly.

  • All cash withdrawals from Alliance & Leicester cash machines are free.

  • Up to £25 CASHBACK when you apply online.

  • selectAlliance and Leicester Premier Plus Current ACCOUNT - APPLY NOW

    Important: The Alliance and Leicester UK Premier Plus Current accounts featured on this site are intended for use only by consumers who are resident in the United Kingdom.

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