Citibank Current Account
Review:
Citibank is a global bank operating at a local level. They were the first bank in the United Kingdom to launch Citibank Online, giving customers access to their online accounts 24/7 globally. Citibank were also first in the UK to introduce a "screen keyboard" for customers to use to log onto Citibank Online, providing enhanced security against cyber crime such as key loggers.
This current account is not a gimmicky headline grabbing account but a practical and feature laden everyday account that also gives you access to high interest paying saving accounts.
One great feature is the ability to get account updates by text or email. Its called the Citibank Alerting Service. You can either call CitiPhone Banking or log into the Citibank Online Citibank Alerting Service and then choose the alerts you require. They can be sent daily, weekly or monthly to your mobile phone. The first month is free and then £2.50 a month. You can also setup currency accounts for say dollars and or euros which are free if you keep £2000 or more in the account. Enjoy the befit of withdrawing money from over 44,000 LINK and Visa ATM's.
Citibank is a global bank operating at a local level. They were the first bank in the United Kingdom to launch Citibank Online, giving customers access to their online accounts 24/7 globally. Citibank were also first in the UK to introduce a "screen keyboard" for customers to use to log onto Citibank Online, providing enhanced security against cyber crime such as key loggers.
This current account is not a gimmicky headline grabbing account but a practical and feature laden everyday account that also gives you access to high interest paying saving accounts.
One great feature is the ability to get account updates by text or email. Its called the Citibank Alerting Service. You can either call CitiPhone Banking or log into the Citibank Online Citibank Alerting Service and then choose the alerts you require. They can be sent daily, weekly or monthly to your mobile phone. The first month is free and then £2.50 a month. You can also setup currency accounts for say dollars and or euros which are free if you keep £2000 or more in the account. Enjoy the befit of withdrawing money from over 44,000 LINK and Visa ATM's.
| This account type | Current Account. |
| online internet account management |
While the Citibank account is a 24/7 full online management
account you also get full 24/7 free telephone banking should you prefer to
manage your account that way. manage your direct debits and standing orders online. Pay bills online. Make bank to bank transfers. Online statements. |
| Interest Rate: paid monthly |
Current Account: 0.10% gross / 0.08% net / 0.10 A.E.R the Current account gives you access to the Flexible Saver Issue 5 account paying Earn up to 3.25% gross p.a. for the first 12 months 3.3% AER Underlying rate of 1.00% AER |
| Overdraft |
£500 free no fee overdraft buffer standard. New customers qualify for: Up to £1,000 interest-free and fee-free overdraft buffer for 12 months from account opening when you deposit your monthly salary to Citibank at the time of account opening. (An interest free overdraft buffer of £500 is available to all customers subject to status. You must deposit your salary, or make regular credits if self-employed of at least £1,500 a month, to your sterling current account to take advantage of this offer.) 9.9% EAR interest |
| Smile Current Account: Other Facts | |
| Unlike some other similar accounts with Citibank you get the same interest on your money from £1 or £1,000,000. Interest is calculated on a daily basis. There is no minimum deposit requirement. No annual management fee for serving the account is charged. | |
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Important: The Smile UK current accounts featured on this site are intended for use only by consumers who are resident in the United Kingdom.
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